Head – Operations
Bharat Dassani serves as Head of Operations at Clay Financial Services, where he is responsible for building and overseeing the operational infrastructure that underpins seamless client servicing and institutional-grade efficiency. With over a decade of experience spanning finance, accounting, and business management, Bharat brings a disciplined, process-driven approach to every function he leads.
His professional journey includes six years as a Finance Analyst at S. Infocom, where he managed end-to-end accounting and financial operations for a trading enterprise, and a prior role as a business partner overseeing full-cycle operations at a manufacturing unit. This breadth of exposure has equipped him with a sharp understanding of financial controls, operational risk, and back-office precision. Bharat is a certified NISM professional across Mutual Funds Distribution, PMS Distribution, and SIF Distribution modules. At Clay, he ensures that every client interaction is supported by a foundation of accuracy, reliability, and operational excellence.
Partner – Global Clients
Dhiren Bagrecha is an independent wealth management professional who bridges the gap between technical financial rigor and global wealth strategy. With over a decade of leadership across East Africa and India, Dhiren provides holistic, cross-border solutions for high-net-worth individuals, business owners, and corporate clients.
A dual-qualified Chartered Accountant (CA) and Company Secretary (CS), Dhiren began his career at ICICI Bank, where he mastered the complexities of taxation, transfer pricing, and corporate finance. He later spent 11 years leading the Medical, Life, and Pension division at Chester Insurance Brokers Ltd in Nairobi. This unique combination of technical accounting discipline and deep insurance expertise allows him to view wealth through a rare lens: one that balances aggressive growth with meticulous protection.
Wealth Manager
Heena Jain, CFP®️, serves as a Wealth Manager at Clay Financial Services, where she combines technical expertise with a deeply personalised approach to wealth management. After completing her Master’s in Finance and Financial Services from Gujarat University, Heena began her career in the banking sector, building a strong operational foundation through roles at Axis Bank & Kotak Mahindra Bank — two of India’s most respected financial institutions.
Driven by a growing passion for financial planning, she transitioned into wealth management, joining Ocean Finvest where she progressed from back-office operations to a client-facing Wealth Manager role. This journey — from banking to wealth management — has given her a comprehensive, ground-up understanding of financial services that few practitioners possess.
To further sharpen her expertise, Heena completed the CFP certification, deepening her command of investment planning, financial strategy, and wealth management. At Clay, she channels this experience into crafting goal-based, client-centric solutions designed to preserve, grow, & transition wealth with confidence and clarity.
Analyst, Wealth Management
Anshul joins Clay Financial Services as an Analyst in Wealth Management, bringing a diverse background spanning fintech, strategy consulting, and entrepreneurship. Most recently, he was part of the Founder’s Office at Aspora, a Series B global remittance and banking fintech, where he led corridor prioritization, pricing strategy, and go-to-market execution across multiple international markets.
Prior to Aspora, Anshul served as Chief of Staff at 50FIN, a digital lending fintech, where he restructured partner onboarding and distributor acquisition programs. He also co-founded Infiin Technologies, a vehicle insurance premium financing venture, and worked as an Investment Analyst at Nepean Capital, an alternative investment fund, where his research helped shape private equity investment decisions. He began his career at Grant Thornton’s Strategy Consulting Division.
Anshul holds a Master’s in Finance from London Business School and a First-Class Honours BSc in Management from Bayes (formerly Cass) Business School. He has passed CFA Level 1, ranking in the top 10%. Outside of work, he is a Level 1 Black Belt in Taekwondo and has travelled to over 30 countries.
